Every feature. 100% free.
Who owes whom what?
Shared expenses on vacation or in a shared flat – track, split, settle up. Free, in your browser, no app needed.
Get started for freeNo subscription. No paid extras.
Italy 2026 · Settlement
It's that easy
1
Create a group
“Italy 2026,” add people, share the link.
2
Photograph a receipt
Take a photo – Zertally reads every item. Or simply enter the amount.
3
Settle up
Zertally calculates the fewest transfers. Done.
Everything you need.
Nothing annoying.
No app
Runs right in your browser – nothing to download or install.
Free of charge
Every feature, no subscription, no paid extras.
Strong privacy
Bank details are visible only to those who need them. Hosted in the EU.
No ad emails
We never send you advertising emails and never pass on your data.
Receipt scanner
Photograph a receipt and all items with prices are listed. Even in Italian, Spanish, or Croatian.
Who had what?
Pizza for Lena, beer for Tom and Max – tap each item and Zertally does the rest.
Fewest transfers
Instead of ten small payments back and forth, only the necessary ones remain.
Over 150 currencies
Francs, kroner, dollars – automatically converted to euros using the daily rate.
Works offline
At the beach with no reception? You can still enter expenses; they'll sync later.
PDF & Excel
Download the completed settlement with all expenses and send it to the group.
By days or heads
Only there for two of seven days, or coming as a couple? Everyone pays exactly their share.
Shared group kitty
A cash pot for everyone: deposits and spending from the kitty, with the current balance.
Several payers
Two of you paid for the holiday flat at reception? Just enter both amounts.
Reminder via WhatsApp
One tap and a friendly message with the amount and IBAN is ready.
History of all changes
Who added, changed or deleted what? Fully transparent for the group.
Why Zertally?
Frequently asked questions
What does the name Zertally mean?
Zertally combines “Zero” and “Tally”: zero is the goal of every settlement – in the end, all balances are at zero. A tally is the list where all expenses are recorded.
Does Zertally cost anything?
Every feature is free – from receipt photos to PDF and Excel reports. Zertally is funded by advertising, not subscriptions.
Does everyone need an account?
Only people who want to enter something themselves. You can add fellow travelers without accounts by name.
Do I need an app?
No. Zertally runs in your browser. On your phone, you can add it to your home screen to use it like an app.
Can I split by days or people?
Yes. Choose "By shares" and enter days or heads per person – Zertally works out the exact share.
What is the group kitty?
A shared cash pot. Everyone pays in, expenses are paid from it, and whatever is left is shared fairly at the end.
Can two people pay one bill?
Yes. Tap "Several payers" and enter who paid how much.
How do I remind someone to pay?
In the settlement, the "WhatsApp reminder" button opens a ready-made message with the amount and payment details.
Can I see who changed something?
Yes. The history shows who added, changed or deleted an expense and when.
How accurate is the receipt scanner?
It reads printed receipts very reliably. You can review all items before saving.
How do I delete my account?
Sign in, tap “My account” at the top and then “Delete account”. After a confirmation question, your account, your IBAN and your PayPal name are permanently deleted. Your entries in groups remain for the others so their balances stay correct.
Split bills, not friendships.
Every feature. 100% free.
No subscription. No paid extras.
Create your first groupWhere does the name come from?
Zero + Tally
Zero is the goal of every settlement: in the end, all balances are at zero.
Tally is the good old tally sheet where everything gets recorded.